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AVP – Wholesale Credit

Golden Opportunities Pvt Ltd hiring for Client

10 – 12 yrs Hyderabad / Secunderabad

Job Description:

The aim of this job is to contribute towards building sound quality asset portfolio and a conservative credit culture while ensuring that the credit approval process remains responsive to the customer needs. The job also involves assisting the management of the centralized credit risk management function for the region in the GSC environment.
The jobholder shall have the following responsibilities:-
Review, recommend and approve credit proposals for Commercial Banking customers in Asia-Pacific in accordance with authorised credit limits
Maintain the credit quality of the portfolio and beat forecast impairment projections
Proactively identify and highlight emerging risk issues and sub-standard credit exposures and ensure appropriate action is taken to protect Bank interests
Position Asia-Pacific Risk as a strategic partner to the business through engaging internal customers regularly by understanding and sharing vision, best practice, challenges and potential solutions and by working collaboratively on credit guidelines, operating plans, Medium Term Outlooks and other RMC papers
Provide feedback and advice to, and maintain effective relations and regular communications with, product and business lines in the jobholders areas of responsibility
Maintain effective working relationships with Group Audit and Credit Review & Risk Identification teams to improve information exchange and provide valued added comments in advance of credit audits, as well as supporting the implementation of findings in a timely manner
Assist with the formulation of Wholesale Risk policies and provide inputs to Asia-Pacific Risk Policy and Risk Strategy teams as and when required
Remain updated on and assist with periodic reviews of Business Instruction Manuals, Functional Instruction Manuals and other Group policies and guidelines, as well as preparing and evaluating specific propositions and strategy papers
Provide support in the expansion & management of the centralized credit approval unit for Asia Pacific region
Provide guidance and training to the new joiners who join offshore Asia-Pacific Risk teams from time to time
Coordinating with local & onshore support functions for infrastructural and HR related issues
Management of the workflow within the team to ensure efficient operation of the unit
Development & generation of MI to monitor quality / quantity of outputs
Ensure business continuity and stability.

Salary: Not Disclosed by Recruiter
Industry:Banking / Financial Services / Broking
Functional Area:ITES , BPO , KPO , LPO , Customer Service , Operations
Role Category:Senior Management


WMR Wholesale credit Commercial banking corporate banking credit risk

Desired Candidate Profile:


UG: Any Graduate – Any Specialization, Graduation Not Required
PG:Any Postgraduate – Any Specialization, Post Graduation Not Required
Doctorate:Any Doctorate – Any Specialization, Doctorate Not Required

Company Profile:

Golden Opportunities Pvt Ltd
Recruitment Firm

Recruiter Name:Dimple